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Fortune Cat

Last updated 2026-04-30

Fortune Cat is an NPC on Planarcadia, located in Graphia Academy.

Profile

Fortune Cat is an ATM machine who claims to help students by lending them money.

Location

Voice Lines

(Version 1)
"Student, let's say no to campus loans, meow."
(Version 2)
"Make sure to build good financial habits, meow."

Dialogue

Fortune Cat: Hey there, buddy! Got any cash on ya?
Icon Dialogue Cosmicon Let's have a game of Cosmicon Collective!
(Open menu)
Icon Dialogue Talk I've got nothing but my life
Fortune Cat: That's more like it! Ah... what I meant to say is, if you're running low on credits, I can give you some to help you out!
Icon Dialogue Arrow Is there really such a good deal?
Fortune Cat: That's because you ran into me, a kind-hearted Fortune Cat who brings fortune, meow!
Icon Dialogue Arrow Is this some kind of scam!?
Fortune Cat: How could that be? Look, I've been hanging around school in broad daylight for so long. I'm definitely not a bad guy!
Fortune Cat: The Fortune Cat Project is a legit operation under Interastral Peace Corporation, meow~
Fortune Cat: Look at that! Chesterton from Year 3 Class 2 wears designer clothes every day, Ella from the Swim Club is always carrying Moonbucks, and even Catho, who just started here, has already gone on a universal tour!
Fortune Cat: Look at them, then look at yourself. Don't you think this is what a complete student life should be like? But how can it be complete without credits?
Fortune Cat: So, everything I do is to ensure that all students can have a fulfilling and meaningful school life!
Fortune Cat: Why do you study so hard? To get into a good school. Why do you get into a school? For a good job. With a good job, you can make a lot of money for enjoyment.
Fortune Cat: Now I can help you skip all these long phases and jump straight to the fun part. That's the ultimate secret of life!
Icon Dialogue Arrow Isn't this just a student loan scam?
Fortune Cat: No, no, no! Absolutely not! We have to say NO to student loans!
Icon Dialogue Arrow No, I'll work hard on my own!
Fortune Cat: Meow, meow, meow, what's gotten into your head?
Fortune Cat: Here's the deal. I'll spot you some money, and you can invest in yourself first. How's that sound? Think about it... Once your net worth rises, you'll easily get the money to pay me back, right?
Icon Dialogue Arrow What if I can't pay it back?
Fortune Cat: No worries, dear student! Just sign over your privacy rights, image rights, property rights, intellectual rights, voting rights, and personal safety to me, and we're good!
Icon Dialogue Arrow Great! Sign me up right away!
Fortune Cat: Alright! Well, if you could authorize your privacy rights, image rights, property rights, intellectual rights, voting rights, and personal safety here, that'd be great.
Fortune Cat: Processing... What??? You're not from Planarcadia, are you? No worries if you're not. Let me just check your personal information...
Fortune Cat: Notice: Processing... Personal information found... (Trailblazer)... Wait, (Trailblazer)???
Fortune Cat: S—Sorry, (Trailblazer), (sir/ma'am), I was just kidding with you! As if I'd ever give you a loan, meow!
Fortune Cat: No need to tell your friends about our little joke, meow? Well, then, this Fortune Cat is hitting the hay! Here's to your success and good fortune, meow! Good night, meow!
The Fortune Cat abruptly shuts off its screen and starts playing dead with all its might.
Icon Dialogue Exit Don't try to fool me, goodbye!
Fortune Cat: Note: Customer declined sales service. Wish you a smooth life and success in your career. Goodbye, meow.
The Interastral Peace Corporation reminds you: Spend responsibly, live healthily, and steer clear of predatory student loans.

Other Languages

LanguageOfficial Name
EnglishFortune Cat
Chinese
(Simplified)
送财喵
Chinese
(Traditional)
送財喵
Japanese送金猫
Korean포춘 고양이
SpanishGato de la fortuna
FrenchTotematou
RussianКотёнок богатства
Thaiแมวนำโชค
VietnameseMèo Tài Lộc
GermanGlückskatze
IndonesianKucing Hoki
PortugueseGato da Sorte

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