Ka-ching! IPC Banking (II)
Last updated 2026-01-03
Ka-ching! IPC Banking (II) is an Occurrence in the Simulated Universe and Divergent Universe.
Possible Outcomes
Click to switch between gameplay modes:
Simulated Universe
Swarm Disaster
Gold and Gears
Unknowable Domain
Divergent Universe
| First Choice | Result |
|---|---|
| Withdraw (200/400/600) Cosmic Fragment(s). | Obtain (200/400/600) Cosmic Fragments and revert this Occurrence series to Part 1. |
| Leave. | Nothing will be gained, but the currently stored Cosmic Fragments will remain available for subsequent encounters of this Occurrence until claimed. |
| First Choice | Result |
|---|---|
| Withdraw (200/400/600) Cosmic Fragment(s). | Obtain (200/400/600) Cosmic Fragments and revert this Occurrence series to Part 1. |
| Leave. | Nothing will be gained, but the currently stored Cosmic Fragments will remain available for subsequent encounters of this Occurrence until claimed. |
| First Choice | Result |
|---|---|
 Receive a "money management service" gift from the bank. | Obtain 2 Curios:  Gold Coin of Discord and  Typical Genius Society Gossip, and revert this Occurrence series to Part 1. |
| Withdraw (200/400/600) Cosmic Fragment(s). | Obtain (200/400/600) Cosmic Fragments and revert this Occurrence series to Part 1. |
| Leave. | Nothing will be gained, but the currently stored Cosmic Fragments will remain available for subsequent encounters of this Occurrence until claimed. |
| First Choice | Result |
|---|---|
| Withdraw (200/400/600) Cosmic Fragment(s). | Obtain (200/400/600) Cosmic Fragments and revert this Occurrence series to Part 1. |
| Leave. | Nothing will be gained, but the currently stored Cosmic Fragments will remain available for subsequent encounters of this Occurrence until claimed. |
| First Choice | Result |
|---|---|
| Withdraw (200/400/600) Cosmic Fragment(s). | Obtain (200/400/600) Cosmic Fragments and revert this Occurrence series to Part 1. |
| Leave. | Nothing will be gained, but the currently stored Cosmic Fragments will remain available for subsequent encounters of this Occurrence until claimed. |
Gameplay Notes
- Cosmic Fragment amount is based on the amount deposited during the most recent encounter of Ka-ching! IPC Banking (I) in a run of the same game mode and the same difficulty level, even if the last encounter was during a different run.
Dialogue
- Simulated Universe: The magnificent glittering dome leaves an unforgettable impression on you. Surrounded by marvelous collectibles from various star systems... you find yourself at the IPC Branch Bank again. You reach into your pockets and are ready to take action.
- Simulated Universe: "The more you deposit, the higher the interest rate!" A familiar voice arrives.
- Simulated Universe: You show your empty pockets to the bank teller, and the smile on his face freezes! It's time you claim your promised rewards!
- (If Intra-Cognition is between 0 and 40 in Simulated Universe: Gold and Gears)
- Receive a "money management service" gift from the bank. — Gain the Curios "Gold Coin of Discord" and "Typical Genius Society Gossip."
- (Obtain 2 Curios:
Gold Coin of Discord and 
Typical Genius Society Gossip)
- (Obtain 2 Curios:
Withdraw (200/400/600) Cosmic Fragment(s). — You withdraw the sealed Cosmic Fragments together with interest.
- (Obtain
Cosmic Fragment ×200/400/600)
- (Obtain
- Leave. — You still like to hide Cosmic Fragments under your pillow.
Other Languages
| Language | Official Name |
|---|---|
| English | Ka-ching! IPC Banking (II) |
| Chinese (Simplified) | 咔嚓——星际和平银行！（其二） |
| Chinese (Traditional) | 喀嚓——星際和平銀行！（其二） |
| Japanese | カチャッ――スターピース銀行！（2） |
| Korean | 찰칵——스타피스 컴퍼니! (2) |
| Spanish | El banco de la Corporación II |
| French | Cent patates ! CPI Banque (II) |
| Russian | Щёлк! Банк Межзвёздного мира II |
| Thai | ชิ้ง! ธนาคารสันติภาพแห่งดวงดาว! (2) |
| Vietnamese | Tách! Ngân Hàng Hành Tinh Hòa Bình 2 |
| German | Klingeling! IFK-Bank (Teil 2) |
| Indonesian |
|
| Portuguese | Dindin! Serviços Bancários da CPI (II) |
Change History
Released in Version 1.3
