I.O.U. Dispenser (II)
Last updated 2026-01-03
I.O.U. Dispenser (II) is an Occurrence in the Simulated Universe. It is called I.O.U. Dispenser in the Divergent Universe.
Possible Outcomes
Click to switch between gameplay modes:
Simulated Universe
Swarm Disaster
Gold and Gears
Unknowable Domain
Divergent Universe
| First Choice | Result |
|---|---|
| I'll buy it. | Receive Curio:  Angel-type I.O.U. Dispenser. |
| I don't need it. | Obtain 100 Cosmic Fragments. |
| First Choice | Result |
|---|---|
 Directly receive the I.O.U. Dispenser's investment reward. | Receive Curio: Angel-type I.O.U. Dispenser. It will be immediately destroyed thereafter. |
 Claim an investment insurance policy. | Receive Curio: Angel-type I.O.U. Dispenser and 100 Cosmic Fragments. |
| I'll buy it. | Receive Curio: Angel-type I.O.U. Dispenser. |
| I don't need it. | Obtain 100 Cosmic Fragments. |
| First Choice | Result |
|---|---|
 Demand a more "customized" investment plan. | Receive destroyed Curio: Angel-type I.O.U. Dispenser and 300 Cosmic Fragments. |
| I'll buy it. | Receive Curio: Angel-type I.O.U. Dispenser. |
| I don't need it. | Obtain 100 Cosmic Fragments. |
| First Choice | Result |
|---|---|
| Directly receive the I.O.U. Dispenser's investment reward. | Receive Curio: Angel-type I.O.U. Dispenser. It will be immediately destroyed thereafter. |
| Claim an investment insurance policy. | Receive Curio: Angel-type I.O.U. Dispenser and 100 Cosmic Fragments. |
| First Choice | Result |
|---|---|
 Demand a more customized investment plan. | Receive Curio: Angel-type I.O.U. Dispenser and a Curio related to Cosmic Fragments. |
| I don't need it. | Obtain 250 Cosmic Fragments. |
| Claim an investment insurance policy. | Receive Curio: Angel-type I.O.U. Dispenser and 150 Cosmic Fragments. |
Dialogue
- Simulated Universe: Madam Scarred Eye, board member of the IPC, sits across from you. A long and narrow scar cuts through her left eye. You can sense her gaze on you.
- Simulated Universe: "You're back. I knew you wouldn't make me wait too long." She puts her chin on her crossed fingers, not at all surprised by your visit.
- Simulated Universe: "This is the Angel-type I.O.U. Dispenser. You need to feed Gold Coins into it regularly, and it will keep a record of your investment. At the end of the investment term, it will pay you an amount ten times your principal."
Simulated Universe
- (If embarking on the Path of Nihility in Simulated Universe: Swarm Disaster)
- Directly receive the I.O.U. Dispenser's investment reward. — Receive "Curio: Angel-type I.O.U. Dispenser." It will be immediately destroyed thereafter.
- (Obtain Curio:
Angel-type I.O.U. Dispenser) - (Destroy Curio: Angel-type I.O.U. Dispenser)
- (Obtain Curio:
- (If embarking on the Path of Preservation in Simulated Universe: Swarm Disaster)
- Claim an investment insurance policy. — Receive "Curio: Angel-type I.O.U. Dispenser." Receive 100 Cosmic Fragment(s).
- (Obtain Curio: Angel-type I.O.U. Dispenser)
- (Obtain
Cosmic Fragment ×100)
- (Obtain Curio:
- (If Intra-Cognition is between 20 and 40 in Simulated Universe: Gold and Gears)
- Demand a more "customized" investment plan. — You want to invest in the future...
- (Obtain destroyed Curio: Angel-type I.O.U. Dispenser)
- (Obtain Cosmic Fragment ×300)
- (Obtain destroyed Curio:
I'll buy it. — Receive Curio: Angel-type I.O.U. Dispenser.
- (Obtain Curio: Angel-type I.O.U. Dispenser)
- (Obtain Curio:
- I don't need it. — Obtain 100 Cosmic Fragment(s).
- (Obtain Cosmic Fragment ×100)
- (Obtain
Unknowable Domain
- Directly receive the I.O.U. Dispenser's investment reward. — Receive "Curio: Angel-type I.O.U. Dispenser." It will be immediately destroyed thereafter.
- (Obtain Curio: Angel-type I.O.U. Dispenser)
- (Destroy Curio: Angel-type I.O.U. Dispenser)
- (Obtain Curio:
- Claim an investment insurance policy. — Receive "Curio: Angel-type I.O.U. Dispenser." Receive 100 Cosmic Fragment(s).
- (Obtain Curio: Angel-type I.O.U. Dispenser)
- (Obtain Cosmic Fragment ×100)
- (Obtain Curio:
Divergent Universe
- Demand a more customized investment plan. — Receive Curio: Angel-type I.O.U. Dispenser. Receive 1 Curio(s) related to Cosmic Fragments.
- (Obtain Curio: Angel-type I.O.U. Dispenser)
- (Obtain 1 Curio related to Cosmic Fragments)
- (Obtain Curio:
- I don't need it. — Obtain 250 Cosmic Fragment(s).
- (Obtain Cosmic Fragment ×250)
- (Obtain
- Claim an investment insurance policy. — Receive "Curio: Angel-type I.O.U. Dispenser." Receive 150 Cosmic Fragment(s).
- (Obtain Curio: Angel-type I.O.U. Dispenser)
- (Obtain Cosmic Fragment ×150)
- (Obtain Curio:
Other Languages
| Language | Official Name |
|---|---|
| English | I.O.U. Dispenser (II) |
| Chinese (Simplified) | 谢债发行机（其二） |
| Chinese (Traditional) | 謝債發行機（其二） |
| Japanese | 謝債発行機（その2） |
| Korean | 사채발행기 (2) |
| Spanish | Dispensador de deuda (II) |
| French | Accumulateur de dettes (II) |
| Russian | Распределитель займов II |
| Thai | I.O.U. Dispenser (2) |
| Vietnamese | Máy Nhắc Nợ 2 |
| German | Schuldscheinspender (Teil 2) |
| Indonesian | I.O.U. Dispenser (2) |
| Portuguese | Dispensador de Promissórias (II) |
Change History
Released in Version 1.0
- Updated effects in the Divergent Universe:
- Removed: "Directly receive the I.O.U. Dispenser's investment reward. — Receive "Curio: Angel-type I.O.U. Dispenser." It will be immediately destroyed thereafter."
- Added: "I don't need it. — Obtain 250 Cosmic Fragment(s)."
- I.O.U. Dispenser (II) was released.
